LUMIFI WEALTH PRIVACY POLICY 

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Last Updated: September 23, 2023 

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This Privacy Policy describes how Lumifi Wealth (“Lumifi,” “we,” or “us”) collects, uses, discloses and  otherwise processes information about you. This Privacy Policy applies to information we collect when you  access or use our websites, mobile applications, and other online products and services that link to this  Privacy Policy (collectively, our “Services”), or when you otherwise interact with us, such as through our  customer support channels. We may provide different or additional notices of our privacy practices for certain products, services or activities, in which case those notices will supplement or replace the  disclosures in this Privacy Policy. 

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We may change this Privacy Policy from time to time. If we make changes, we will notify you by revising  the date at the top of this policy. If we make material changes, we will provide you with additional notice  (such as by adding a statement to the Services or sending you a notification). We encourage you to review  this Privacy Policy regularly to stay informed about our information practices and the choices available to  you.

 

COLLECTION OF INFORMATION 

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The information we collect about you depends on how you interact with us or use our Services. In this  section, we describe the categories of information we collect and the sources of this information.  

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Information You Provide to Us 

We collect information you provide directly to us. For example, we collect information directly from you  when you create an account, fill out a form, submit or post content through our Services, or otherwise  communicate with us. The types of information that we collect include your name, email address, date of  birth, postal address, phone number, financial information, and any other information you choose to  provide. 

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Information We Collect Automatically 

We automatically collect certain information about your interactions with us or our Services, including: 

● Device and Usage Information: We collect information about how you access our Services, including  data about the device and network you use, such as your hardware model, operating system version,  mobile network, IP address, unique device identifiers, browser type, and app version. We also collect  information about your activity on our Services, such as access times, pages viewed, links clicked, and  the page you visited before navigating to our Services. 

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Information We Collect from Other Sources 

We obtain information from other sources. For example, we may collect information from identity  verification services, data analytics providers, and mailing list providers. 

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Information We Derive

We may derive information or draw inferences about you based on the information we collect. For example,  we may make inferences about your approximate location based on your IP address or infer that you are  looking to purchase certain products based on your browsing behavior and past purchases.

 

USE OF INFORMATION 

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We use the categories of information we collect for the following business and commercial purposes: 

● Provide, maintain, and improve our products and services;  

● Personalize your experience with us; 

● Send you technical notices, security alerts, support messages and other transactional or relationship  messages;  

● Detect, investigate, and help prevent security incidents and other malicious, deceptive, fraudulent,  or illegal activity and help protect the rights and property of Lumifi and others; and

● Comply with our legal and financial obligations.

 

DISCLOSURESOF INFORMATION

 

In certain circumstances, we disclose (or permit others to directly collect) information about you. We  disclose personal information as described in this Privacy Policy, including in the following ways: 

● Law Enforcement Authorities and Individuals Involved in Legal Proceedings: We disclose personal  information in response to a request for information if we believe that disclosure is in accordance with,  or required by, any applicable law, regulation or legal process, including lawful requests by public  authorities to meet national security or law enforcement requirements. 

● To Protect the Rights of Lumifi and Others: We disclose personal information if we believe that your  actions are inconsistent with our user agreements or policies, if we believe that you have violated the  law, or if we believe it is necessary to protect the rights, property, and safety of Lumifi, our users, the  public, or others. 

● Professional Advisors: We disclose personal information to our legal, financial, insurance and other  professional advisors where necessary to obtain advice or otherwise protect and manage our business  interests. 

● Consent: We may make personal information available to third parties when we have your consent or  you intentionally direct us to do so. 

  

DATA RETENTION 

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We store personal information for as long as necessary to carry out the purposes for which we originally  collected it and for other purposes explained in this Privacy Policy. 

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YOUR PRIVACY RIGHTS 

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Data Subject Requests 

Depending on where you reside, you may have the right to: (1) know more about and access the personal  information we collect, use, and disclose about you and to receive your data in a portable format, (2) delete  your personal information, (3) correct inaccurate personal information, and (4) object to, or request that we  restrict, certain processing. You may make these requests by contacting us as set out in the Contact Us  section below. 

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We will verify your request by asking you to provide information sufficient to confirm your identity, such  as your name, email address, and information about your interactions with us. If you would like to use an  authorized agent to exercise your rights, we may request evidence that the agent has valid authority to  submit requests on your behalf, and ask that you verify your identity directly with us. 

 

CONTACT US 

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If you have any questions about this Privacy Policy, please contact us at info@lumifiwealth.com.